Our commitment to your privacy:
Why do we collect your information?
We help consumers shop for insurance, discounted health plans and other related products by connecting consumers with insurance companies, insurance agents, discount program representatives and other vendors. Since we deal with many Providers, the more detailed information you provide to us, the more accurate a quote our Providers may help you locate.
What do we collect and how do we use it?
When you provide your information, you consent to be contacted via automatic telephone dialing system, by artificial/pre-recorded message, by text message at the telephone number you provide, and/or by receiving mail and email at the mailing and email addresses you provide from or on behalf of Affordable Healthcare 123, insurance carriers or their agents, and partner companies. Your cellular carrier’s message and data rates may apply.
Please note that insurance institutions and other services who subscribe to our system may provide insurance products and other services. By submitting your information to us, you are also authorizing these businesses to contact you directly by mail, email, telephone, or text message with information about insurance products or other services they offer.
You expressly consent to receive phone calls and email regardless of whether you are on any Federal or state DNC (“Do Not Call”) and/or DNE (“Do Not Email”) list or registry.
If you provide your information and we contact you, or you contact us, we may keep a record, including but not limited to telephone recordings, email logs, and chat logs, of your interaction with us.
You may also provide personal information about other people in your household, such as their name, date of birth, and gender. This information is only used for the sole purpose of completing your request.
Our users provide us with personally identifiable information. Personally identifiable information generally means any information that may be used to identify an individual.
Examples of personally identifiable information may include, but is not limited to:
Other financial information
Some of our users requesting quotations for health insurance may also be asked to provide certain personal health information, such as:
Major Health Conditions
Prescription Medications you or a family member may be taking
Whether or not you have been hospitalized in the past 5 years
Whether or not you have been treated by a doctor for a major health condition in the past year
When you access the sites through a mobile device, we automatically collect information on the type of device you use, operating system version, and the device identifier (or “UDID”).
How do I opt out?
You may revoke your consent for us to contact you at any time. If you no longer wish to receive communications from affordablehealthcare123.com or our affiliated marketing partners, you may opt-out of receiving them by following the instructions included in each newsletter or communication, or by emailing us at [email protected] Please make sure to include the phone number that was used to opt in.
Log Files. We may combine this automatically collected log information with other information we collect about you. We do this to improve services we offer you, to improve marketing, analytics, or site functionality.
Cookies/Tracking Technologies. Technologies such as: cookies, beacons, tags and scripts are used by affordablehealthcare123.com and our marketing partners, or analytics or service. These technologies are used in analyzing trends, administering the site, tracking users’ movements around the site and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.
We make a good-faith effort to enable you to update personally identifiable information you have provided to us and to enable you to request deletion of any of your information. If you wish to delete or update any of your personal information please email us at [email protected] Please understand that while we are able to delete or update the information that we have received from you, this does not necessarily mean that information about you that has already been shared by us with other Providers may, at the same time, be updated or deleted by such other Providers. So, in some cases it may be necessary for you to contact other third parties who may have received your information and separately request updates to or deletions of your information. We may decline to process user requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others, would be extremely impractical, or where information is required to be retained by us, either by law or for legitimate business purposes. Further, if you are a marketing affiliate, you may login to your account at any time to correct, update or delete inaccuracies in your personal information.
Information Protection and Security:
We reserve the right to disclose your personally identifiable information as required by law or when we believe that disclosure is necessary to protect our rights and/or comply with a legal or judicial proceeding or court order.
This website is hosted in the United States and is intended exclusively for U.S. residents. In using this website you represent and warrant that you have any and all necessary authorization to submit the information contained in your requests, and that you expressly consent to the transfer, use, and forwarding by us of the information you provide to us through the website and to the United States.
No data transmissions over the Internet can be guaranteed to be 100% secure. Consequently, we cannot ensure or warrant the security of any information you transmit to us and you do so at your own risk. Once we receive your transmission, we make reasonable efforts to ensure security on our systems. We use secure server software and firewalls as part of our efforts to protect your information from unauthorized access, disclosure, alteration, or destruction. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of such firewalls and secure server software. By using our site, you acknowledge that you understand and agree to assume these risks.
The security of your personal information is important to us. When you enter sensitive information (such as social security number, Driver’s license number, national ID, personal health information) on our registration forms, we encrypt that information using secure socket layer technology (SSL).